GNMA’s Early Buyout Program, known as EBO, gives issuers an option to buy delinquent loans out of securitized pools to optimize the issuer’s economics and help them manage certain risks. Understanding the value of that option requires experience, diligence, attribution of exogenous financial factors such as cost of capital, understanding of special servicing capabilities, scenario forecasting with focus on advancing obligations, and strong transaction and execution management. Evaluating the best course of action for managing EBO in a servicing portfolio is a complex endeavor.

PHOENIX is uniquely positioned to assist holders of GNMA servicing with this decision-making process. Our industry-leading cash flow modeling, forecasting, valuation, and analytic capabilities are grounded by our extensive market presence as a high-volume MSR and whole loan sale advisor. In addition, the expertise of our other special servicing oversight and diligence services enables us to evaluate every aspect of your GNMA EBO-eligible assets to help you make better decisions and achieve better results.

Our active whole loan trading desk provides valuable market insight and trade activity and will work with you to provide a robust deliverable that meets your reporting needs. To learn more about PHOENIX’s Whole Loan Analytics and Valuation Services, enter your name and email below to schedule a meeting with one of our trusted advisors.