PHOENIX excels in valuing a diverse range of collateral types, including agency conforming, S&D, jumbo, NQM, RTL, SFR, second lien, construction, CRE, personal loans, student loans, and more. Our expertise extends to daily valuations, serving numerous large warehouse lenders. From smaller entities seeking annual S&D marks for year-end accounting to Wall Street funds with vast portfolios requiring intricate monthly analytics, our flexible approach caters to all. We pride ourselves on the ability to seamlessly integrate entity-specific assumptions and unique modeling dynamics for a comprehensive valuation experience.
Our Whole Loan Services
Whole Loan Valuation Services
- Mark-to-market valuations
- Portfolio risk stratification reporting
- Cash flow reporting
Whole Loan Acquisition Analysis Services
- Buyer representation support
- Market-based scenario analyses
- Economic-based scenario analysis
Whole Loan Accounting Services
- Roll forward reporting
- Audit and regulatory support
Unparalleled Expertise in Valuation and Analytics
We are committed to empowering your organization with innovative, tailored solutions that redefine how you approach valuation. Our seasoned analytics team is dedicated to providing a responsive and accommodating experience for all your inquiries, concerns, or challenges related to pricing methodology, assumptions, reporting output, and every aspect pertinent to the valuation, interpretation, and usage of valuation results.
Diverse Asset Evaluation
PHOENIX’s unique software capabilities and advanced modeling platform enable us to evaluate a wide array of asset types. From traditional residential mortgage loans (agency, jumbo, NQM, RTL, SFR, second lien, construction etc.) to CRE, personal loans, student loans, and beyond, our comprehensive approach ensures a thorough analysis of diverse portfolios.
Tailored Modeling Solutions
We differentiate ourselves by incorporating portfolio and entity-specific assumptions, custom cashflows, and various modeling techniques. This flexibility allows us to adapt to the distinct economics and cash flows associated with unique portfolios and collateral types, alongside other client-specific factors.
Customized Reporting for Deeper Insight
PHOENIX delivers fully customized reporting at both stratification and loan levels, providing maximum insight into portfolio characteristics, valuation assumptions, and other unique statistics relevant to your specific portfolio.
Versatile Applications
Our valuation and analytics capabilities are designed to address a variety of purposes, including auditor requirements, financial reporting, risk management, informed decision-making, and more.
Efficient Daily Valuations
For organizations requiring daily valuations, PHOENIX offers automated processes from initial data ingestion to pricing and report delivery
Industry Relationships & Market-Informed Insights
Benefit from our robust network of long-standing, trusted relationships across the mortgage industry. In addition, our whole loan and MSR trading desks contribute valuable data and insights, allowing our analytics to reflect current market conditions and other dynamics crucial for making informed decisions.
SOC COMPLIANCE
PHOENIX has maintained SOC 2 compliance for both MSRs and whole loans since 2017. Additionally, we have been SOC 1 compliant for MSRs since 2018, and we continue to uphold these statuses. This allows all parties involved to minimize the level of risk associated with data transfer without compromising data or analytic robustness.